Columbia MO Real Estate Directory Prudential Vision Properties Real Estate Columbia MO
Prudential Vision Properties, LLC ~ Corporate Lake ~ Columbia, Missouri ~ (573) 449-6200 ~ Call Toll Free 1-800-449-1722


Columbia Missouri Real Estate ~ Relocation Information

Relocating across town or across the country can be a stressful experience. With the right Real Estate agent and Prudential Relocation services, we can help you make relocating an event to look forward to.

To begin your search for the right person to represent you in a home sale, ask a colleague or friend for a recommendation, preferably someone who has used the real estate agent's services. You want an agent who is familiar with home sales in your price range and in your neighborhood. It is essential that you feel comfortable with the agent during an interview since comfort level and good communication are very important. During your interview, don't hesitate to ask the agent about the number of homes the agent has listed and actually sold. The length of time the agent has been in business is not necessarily the best yardstick.

Make sure to ask about their commission fees as well. These fees will average 6 percent to 7 percent but may be negotiable. Remember, the agent you choose is going to be one of your main sources of information. A good agent will advise you and guide you in many ways. Look for a representative who is pursuing sales, returning telephone calls, aggressively working in your best interest and whose only job is real estate.

REALTOR® Interview Checklist

  • How often will you promise to call or write me with activity on the home?
  • I would like to have a list of your satisfied clients (of comparable properties) as references.
  • Describe your history of real estate sales. Most agents sell just 30 percent to 60 percent of their listings before the listings expire. What percentage do you sell before expiration?
  • What percentage of the asking price, on average, have you received for the homes you've sold during the last year?
  • What is the average number of days your listed homes stayed on the market?
  • Why should I pick you over all other agents?

Prudential Vision Properties offers you the power of Prudential Relocation Services with our corporate office. If relocation is in your future, talk with us about our Nationwide Relocation services.

Prudential Relocation is a full-service global mobility management firm providing a wide-range of solutions to support corporate clients and government agencies in the recruitment, retention and relocation of their human capital. We are committed to providing clients with customized solutions to meet their objectives and the best transfer and real estate experience possible for each transferee. Our depth of resources, local offices around the world and commitment to quality service make us the partner of choice for organizations large and small.





Featured Agent:
Jody Calvin Columbia Mo Realtor Jody Calvin, REALTORŪ, Broker, ABR, GRI, CRS
Click for Details

(573) 881-8771
Click to Email
www.jodycalvin.com



Real Estate Tips
Loan Prequalification and Preapproval

When you're under contract to buy a property, it's important to have your mortgage application accepted. Some house sellers may not be able to wait for the approval process because they need to sell quickly. If the sellers have other buyers waiting in the wings, you run a risk of losing the property.

You should go through mortgage prequalification or preapproval.

  • Prequalification is an informal discussion between borrower and lender. The lender provides an opinion of the loan amount that you can borrow based solely on what you, the borrower, tell the lender. The lender doesn't verify anything and is not bound to make the loan when you're ready to buy.

  • Preapproval is a much more rigorous process, which is why we prefer it if you have any reason to believe that you'll have difficulty qualifying for the loan you desire. Loan preapproval is based on documented and verified information regarding your likelihood of continued employment, your income, your liabilities, and the cash you have available to close on a home purchase.

  • Going through the preapproval process is a sign of your seriousness to house sellers -- it places a sort of a Good Borrowing Seal of Approval on you. A lender's preapproval letter is considerably stronger than a prequalification letter. In a multiple-offer situation where more than one prospective buyer bids on a home at the same time, buyers who have been preapproved for a loan have an advantage over buyers who haven't been proven creditworthy.

  • Lenders don't charge for prequalification. Given the extra work involved, some lenders do charge for preapproval. Other lenders, however, offer free preapprovals to gain borrower loyalty.


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103B Corporate Lake ~ Columbia, MO 65203
Columbia Missouri Real Estate Services
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