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Columbia Missouri Real Estate ~ House Hunt Form
Use this form to tell us about the home you are looking for. We'll perform a search for you and contact you with a list of properties that match your requirements.
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Featured Agent:
Plan for Closing Costs
Be sure to plan for closing costs when looking at financing your new home. Closing costs vary according to price, and these costs are in addition to down payment costs. These costs may include:
- Loan Fees: Charges from the lender for processing the application, getting credit reports, and loan origination fees.
- Escrow Fees: The costs involved in preparing the documents and handling the closing process.
- Homeowners Insurance: Insurance premium protecting the investment for you and your lender.
- Title Insurance: A one-time charge protecting you against the possibility that the seller doesn't have legal authority to sell the home. (Review your title policy).
- Inspections: Costs for having a professional inspector examine your new home to alert you of any potential problems.
- Private Mortgage Insurance: A requirement of many lenders if you put less than 20 percent down.
Learn about all loan types
Because financial pictures vary from buyer to buyer, there are a wide variety of loans available. Shopping for a loan is a lot like shopping for new shoes, you need to find one that fits you well.
Credit history
In order to strengthen your chances of an efficient loan approval, you need to be completely candid with your lender about all aspects of your financial history. Knowing what your credit looks like can help make the overall loan approval process much more efficient.
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